Câu hỏi thường gặp về OKX Pay
1. What's Pay?
Pay is a seamless payment solution that enables you to instantly send and receive USDC and USDT on the X Layer network without incurring additional fees. It features a multi-signature smart wallet, ensuring enhanced security. Beyond financial transactions, Pay incorporates social features, such as integrated messaging to communicate with others and the ability to send cryptocurrency as personalized gifts, making digital payments more engaging and user-friendly.
2. How do I activate Pay?
You can activate Pay in just a few steps, depending on whether you've completed identity verification.
If you haven’t completed identity verification:
Select Get verified on the Pay homepage to begin. Once that's done, return to the homepage and select Get started to create your passkey and activate Pay.
3. How do I make a payment on Pay?
Here’s a simple guide for you to make a payment on OKX app:
Load the Pay mode at the top of the OKX app
Select the Pay option from the main menu
Enter the amount you'd like to pay
Select the recipient by their name, phone number or email address
Review the transaction details and select Pay
4. How do I receive payments on Pay?
When someone sends you USDC or USDT, you'll get an instant push notification from the OKX app, letting you know the funds are on their way.
If the sender shares a payment link via SMS or email, clicking the link will take you directly to our app download page (if you don’t have it yet), allowing you to access your funds.
Note: Before you can claim or use the funds, you must complete identity verification. This is required to meet compliance standards and protect both you and your assets from fraudulent activity.
Without completing this step, you won’t be able to receive or manage the transferred assets.
Open the OKX app to review the amount and sender's info.
If you have a Pay account, the funds will automatically appear in your Pay balance.
If you are an existing OKX user without a Pay account, you'll need to follow the Pay onboarding process to activate Pay. Then, the funds will automatically appear in your Pay balance.
If you're a non-OKX user, you'll need to create a OKX account and a Pay account. Only then, the funds will automatically appear in your Pay balance.
Once you receive the payment, you can then:
Send funds to other people.
Transfer to your Exchange account and convert the funds to your local currency.
5. Can I pay people who don't have an OKX account?
Yes, just enter their phone number or email address. If you've imported your contacts, simply search for the recipient’s name, phone number and email address. If the recipient doesn't have an OKX Account, they will need to create one in order to receive the payment.
6. Do I need an OKX account to use Pay?
Yes, you'll need to have a registered OKX account and complete identity verification and create a Pay account to send and receive payments with Pay.
7. What's Convert in Pay?
Pay only supports sending and receiving payments for stablecoins on the X Layer network. Convert allows you to swap crypto you've received on other networks and move them over to X Layer so they can be used in Pay.
8. I sent a payment to the wrong person. What can I do?
You’ll need to cancel it within 48 hours if it hasn’t been accepted. If it’s already been accepted, the payment can’t be reversed.
9. Can I use Pay on a web browser?
Currently, you can only use Pay on the OKX app.
10. How can I check my available balance?
You're able to check your available balance on the How much crypto can you withdraw page.
11. I sent a payment to someone but they didn't accept it. What happens next?
If the recipient doesn't have a pay account, they'll have 48 hours to create one to accept the payment.
12. Where can I view my payment history?
You can find it under Recent activity on the Pay homepage, and you can either tap into a specific record to get more details or tap View all to get the full list.
Find out what's Pay account is all about here.