你的数字美元还在“躺平”吗?
一种叫“收益型稳定币”的东西正在悄悄改变游戏规则,就像加密世界的“余额宝”,让你的稳定币也能自己生钱。过去一年它暴涨了382%,总规模突破110亿美元,但这可能只是个开始。 #DeFi #Stablecoin
简单说,它和USDT/USDC的区别就像活期存款和“余额宝”。你持有的不再是“死钱”,而是能分享底层资产收益的“活钱”。这些收益要么来自美债这样现实世界资产(RWA),要么来自像Ethena那种在链上做对冲套利的高级玩法。
本质上,它让稳定币从一个支付工具,变成了一个人人都能参与的入门级理财产品。
为什么觉得它潜力巨大?因为它解决了全球性的需求:很多人想持有美元来保值,但传统渠道门槛高、利息低。收益型稳定币正好填补了这个空白。现在,随着贝莱德这样的巨头入局,监管也逐渐清晰,它可以说是站在了风口上。
从2500亿的稳定币市场里分一杯羹,甚至去挑战7万亿的传统货币基金,想象空间太大了。


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